Legal Documentation

Refund & Cancellation Policy

Last Updated: February 2026

1. Overview

This Refund & Cancellation Policy outlines how refunds, reversals, and cancellations are handled on the PayFlamingo platform. As a payment infrastructure provider, PayFlamingo processes transactions on behalf of merchants and follows applicable banking and regulatory guidelines.

2. Transaction Finality

Once a payment or payout is successfully processed, it is generally considered final. Refunds may only be initiated in specific cases where permitted by banking partners or applicable laws.

3. Eligibility for Refunds

Refunds may be considered under the following circumstances:

  • Duplicate or erroneous transactions
  • Technical failure resulting in incorrect debit
  • Failed transaction where funds were deducted but service not delivered

4. Refund Processing Time

Approved refunds are processed through the original payment method. The time taken for funds to reflect in the customer’s account depends on banks, payment networks, and financial institutions, and may take several business days.

5. Merchant Responsibilities

Merchants using PayFlamingo are responsible for handling customer refund requests related to goods or services. PayFlamingo only facilitates the technical processing of such refunds where applicable.

6. Non-Refundable Scenarios

Refunds will not be provided in the following cases:

  • Change of mind after successful transaction
  • Disputes related to quality or delivery of merchant services
  • Transactions flagged or blocked due to regulatory compliance

7. Cancellations

Transactions that are already processed or settled cannot be cancelled. Cancellation requests may only be considered for pending or unprocessed transactions, subject to system and banking limitations.

8. Chargebacks & Disputes

In the event of chargebacks or disputes raised through banks or payment networks, PayFlamingo will cooperate with relevant authorities and financial institutions. Additional documentation may be required from the merchant or user.

9. Policy Updates

PayFlamingo reserves the right to update this Refund & Cancellation Policy at any time. Changes will be effective once published on this page.

10. Contact Information

For questions regarding refunds or cancellations, users may contact PayFlamingo through official support channels mentioned on the website.